The submission, worked to quote-ready before an underwriter opens it.
Insurance Agent ingests a broker submission, classifies and extracts every document, checks it against your appetite, runs the pricing, and assembles a quote-ready file with the compliance trail attached. Your underwriter starts from a decision, not a stack of PDFs.
See it work
See it work
Trigger
A broker submission lands with its attachments.
Agent
Insurance Agent
The submission, worked to quote-ready before an underwriter opens it.
Classifies and extracts every document
Checks the risk against your appetite
Prices in-appetite risks and assembles the file
Human review
Out-of-appetite or flagged → an underwriter, reason attached.
Output
A quote-ready file · pricing and rationale · full compliance trail.
Watch Insurance Agent work a real general-liability submission end to end: it opens the ACORD and the supporting documents, pulls the exposures, checks appetite, prices the risk, and flags what needs an underwriter’s eye, with the reason attached.
The problem it removes
A submission arrives as a broker email with a stack of attachments, ACORD forms, loss runs, supplementals, financials. Someone has to open each one, key the exposures into your system, check appetite, and only then start pricing. Most of that time is data entry, not judgment.
The expensive failure is not speed, though slow quotes lose deals. It is the submission keyed wrong, or the out-of-appetite risk worked for an hour before anyone notices. Throughput is capped by how many files an underwriter can physically read in a day.
That is not an underwriting problem. It is an intake one.
What Insurance Agent does
Classifies and extracts
It labels every document in the submission and pulls the exposures, limits, and loss history into structured data, ready for your rating system.
Checks appetite
It runs the risk against your appetite rules first, so out-of-appetite submissions are declined or flagged before anyone spends time on them.
Prices and assembles
For in-appetite risks it runs the pricing and assembles a quote-ready file, the numbers, the rationale, and the supporting documents in one place.
Keeps a record
Every classification, appetite check, and pricing decision is logged, so you have a compliance trail for regulated work.
You hold the dial. Set where the agent clears on its own and where an underwriter signs off. It does the intake; the judgment stays yours.
How it is built and delivered
We build, install, and run Insurance Agent inside the tools you already use, your submission inbox, your rating engine, your policy system. Not templates, not prompts.
It starts with an audit of your submission workflow and one line of business. We build the extraction fields, the appetite rules, and the pricing logic around your actual book, then tune where it clears versus where it hands off. Founders stay involved, and it is operational within the first thirty days.
The model is the easy part. The real work, and the reason it can be trusted, is the foundation underneath it: the document schemas, the appetite and pricing rules, the human handoff, and the integrations. The agent sits on top of that.
Who it is for
Carriers, MGAs, and wholesale brokers processing high volumes of submissions, where a team is reading broker packages and keying exposures by hand today, and quote turnaround is limited by headcount.
The honest part
We will tell you what we can actually stand behind, and nothing we cannot.
Miraside has agents running inside more than eighteen businesses, saving on the order of thirty-two hours per agent every month. That time goes back onto the work that moves revenue. Our nearest work to this world is document- and finance-heavy operations, where accuracy is the whole game.
What we commit to is the capability on this page and a build tuned to your book. On the call we will show you the difference on one of your real submissions, not a demo.
De-risked
A thirty-day, no-questions, money-back guarantee. Every cent. And the underwriting-intake map we build in the first week is yours to keep, whether or not we go further.
The ask
Book a fifteen-minute call. Bring one real submission and we will map exactly what Insurance Agent would clear to quote-ready first, and where your turnaround is leaking today.